Car Insurance Quotes For Young Drivers

A learner driver has been quoted a staggering £17000 to insure his £2000 ...

The Association of British Insurers (ABI) says the average claim of a younger driver is also three times more than older drivers.

But their refusal to cover male teenagers for affordable premiums has led to almost a quarter driving uninsured, according to Brake. And this ends up costing all motorists as they foot the £500million annual bill for accidents caused by uninsured drivers. Fines for driving without insurance can be as small as £200 plus six points on the licence.

James Daley, editor of Which? Money, says: 'Uninsured driving is just a knock-on effect of insurers charging high premiums. If insurers really want to combat this then they need to come up with innovative solutions to help young drivers reduce their costs. It's in everybody's interests to encourage young people to be better drivers and those who are responsible and maybe need to drive for their job should not be made to feel as if they're being discriminated against.'

Car insurance premiums have rocketed 11 per cent in the past three months, according to the AA. The average premium for drivers who shop around is £704, but most young drivers can expect to pay at least £1,500 more than this.

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